CRA

Understand Your CRA Adjustment: Why a Second Look Could Mean More Refunds

Being approved for the Disability Tax Credit (DTC) is a positive step, but it doesn’t guarantee that you’ve received your full entitlement. Many individuals rely on the CRA to automatically adjust their previous tax years, assuming the process is complete. These assessments are often calculated based on standard parameters, not tailored to your unique situation. That’s where our team at Disability Refunds can help. We offer a free disability tax credit review to determine if your retroactive refund reflects the maximum available benefits. In many cases, individuals approved for the DTC are unaware that more can be claimed through additional reassessments. Small adjustments in filing strategies, overlooked credits, or misclassified dependents can result in significant financial differences. Our professionals specialize in cross-verifying DTC adjustments against available tax benefits. If our review finds that you could have received more, we will take care of submitting the necessary changes. This service is risk-free: you don’t pay unless we recover more. After receiving their initial CRA refund, many of our clients come to us to ensure their claims were optimized. You deserve peace of mind and possibly a larger refund.

How CRA’s Auto Adjustment Might Miss Key Refund Opportunities

When the CRA processes your DTC approval, they can go back as far as ten years to adjust past tax returns. But these reviews are often limited to basic calculations. The CRA does not assess all possibilities for transferring credits, optimizing caregiver claims, or coordinating benefits between spouses or family members. These are often missed opportunities to maximize DTC benefits.

While the CRA acts based on the data in your DTC application, its scope is procedural. They don’t cross-examine your family’s tax history or advise you on more strategic claims that could be made retroactively. Even if the CRA has already issued your refund, it may not reflect the best possible result.

That’s why it’s wise to request a detailed, expert-level review. With our help, you can uncover:

Overlooked credits in prior years
Improperly calculated carry-forward amounts
Missed opportunities to transfer unused credits

We analyze not just the refund you received, but also what you should have received. If you were approved for disability tax credit, what comes next should include confirming that nothing was left on the table.

Common Mistakes Found in CRA-Processed DTC Adjustments

In our experience, even well-documented CRA adjustments often fall short. Why? Because the CRA doesn’t always apply all the relevant tax rules in your favour. Our review team frequently finds issues such as incorrect dependent claims, omitted provincial supplements, or misapplication of transfer credits.

Clients often come to us wondering how long it takes for disability to be approved or how to file their first claim. But even after approval, they may not realize that a full refund requires a deeper look. The CRA’s notice of determination only tells you that you qualify and doesn’t confirm that all possible credits have been applied.

Some common issues we’ve seen:

Missed claim opportunities in shared custody situations
Incorrect start dates applied to eligible years
Failure to use carry-forward credits that could reduce tax in later years

These issues often go unnoticed without professional expertise. Our team knows how to dig into the details and uncover every refund you are rightfully entitled to.

What You Get from Our Free Disability Tax Credit Review

Our no-cost service evaluates the refund amount and compares it to the full benefit you could have qualified for. If we find no discrepancy, you have peace of mind. If we find you’re owed more, we handle the reassessment process with the CRA from start to finish.

We provide:

A thorough breakdown of CRA’s past adjustments
Line-by-line tax comparison to identify missed credits
Expert recommendations for filing adjustments

The disability tax credit review is 100% confidential and handled by experienced professionals. There is no fee unless we find and successfully recover additional funds. This is not just about reviewing paperwork; it is about assuring you that your refund reflects all your entitlements.

Our clients often assumed their refund was final until we helped them uncover an additional $3,000, $7,000, or more.

When to Request a Review and What to Expect

You should request a review if:

You asked CRA to apply the DTC to past returns
You’re unsure if your refund reflects your family situation
Your DTC was approved for multiple years, but the refund seems low

It’s best not to delay. The ability to adjust older tax years can expire. If you think there’s a chance something was missed, contact us for a comprehensive analysis. The DTC processing time doesn’t affect your right to request retroactive corrections once approved.

Our process is straightforward:

You provide us with your CRA notice of determination and tax summaries
We assess all available credits from the date of eligibility
If more funds are owed, we prepare and file the adjustment on your behalf

By letting our experts handle it, you avoid the stress of reapplying or second-guessing the process. We aim to recover what’s rightfully yours.

Secure the Full Refund You Deserve—Without Risk

Too many Canadians rely solely on the CRA to calculate their DTC refunds, assuming their case is closed. The reality is that only a complete audit by experts can confirm the accuracy of your refund. If you’ve already been approved for disability tax credit, what follows should be a check to ensure the refund was accurate.

Tax codes are complex. Families with dependents, multiple income sources, or shared responsibilities often leave thousands unclaimed simply because their situation wasn’t fully analyzed. That’s what we’re here for.

We supplement the CRA’s process by applying advanced tax knowledge that ensures your refund isn’t just processed, it’s maximized. We walk you through every step from your original DTC application to the final reassessment. No upfront fees. No risk. Just a clear answer to one question: Did you get everything you were entitled to? If the answer is no, we make it right.